Any activity which would violate any law, statute, ordinance, regulation, or sanctions programs applicable in the countries where Plane and its third party partners conduct business;

Countries, governments, entities and individuals subject to sanctions or included in any applicable internal lists;

Personal transactions within a commercial legal entity account, including, but not limited to, direct onboarding or offboarding of cryptocurrency related activity and peer to peer mobile payment applications (e.g., Venmo, Cash App, Zelle);

Third-party payment processing, including but not limited to facilitating or processing payments for, or on behalf of, a third party;

Marijuana-related businesses (MRB) (such as manufacturers, dispensers, and those engaged in medical marijuana), including companies whose main source of revenue is derived from this type of activity;

Anonymous or numbered accounts or Customers seeking to maintain an account in an obviously fictitious name;

New bearer share issuance or issued bearer shares that have not been immobilized or are not with an approved custodian;

Individuals or business entities whose identities are not known or cannot be verified;

Individuals or business entities with a history of financial crime concerns. In addition, parties where there is a strong suspicion or direct evidence that criminal activity has taken place, where a criminal offence has been committed and charges have been brought or where there is a suspicion of terrorist financing;

Shell banks – i.e. an entity that has no physical existence in the country in which it is incorporated and licensed, and which is unaffiliated with a regulated financial group that is subject to effect consolidated supervision (Section 313 of the USA PATRIOT Act);

Unlicensed or unregistered Money Services Businesses – i.e., companies offering services involving money/currency exchange, money transfer, cheque cashing, and issuing or selling travelers cheques, money orders or stored value cards that meet the regulatory definition;

Any activity that involves any gambling, bet, wager, lottery, sweepstakes, or game of chance which is unlawful under applicable law, including the development of gambling software or hosting environments as defined in the Unlawful Internet Gambling Act of 2006 (UIGEA) and Prohibition of Funding of Unlawful Internet Gambling (“Regulation GG”);

High risk and high interest rate loans and/or payday loans;

Missions, embassies and consulates;

Pornography, prostitution, escorting or other adult or obscene services or activities;

Illicit drugs trafficking, drug paraphernalia manufacturing, or illicit drug distribution. This includes, but is not limited to, providing tools or services to aid in illicit drug trafficking or distribution;

Business models indicative of a Ponzi scheme, pyramid selling, pump and dump schemes, or other forms of “get rich quick” business models;

Promoting terrorism, hate, bigotry, racism, abuse, or harassment. This includes but is not limited to discrimination or violence against any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic;

Trading or manufacturing of weapons, ammunition, explosive devices, or firearm manufacturing;

Sale of non-anonymized and non-aggregated consumer data;

Manufacturing of counterfeit goods or goods meant to infringe on intellectual property rights;

Trade of illegal products and services or providing support for the trade of such products and services. This includes, but is not limited to, activities meant to evade sanctions or other legal processes, data transfer restrictions, or the sale of products or services that are imported or exported illegally;

Gems and mining businesses, precious metals, and commodities; or

Pseudo-medical and pseudo-pharmaceutical companies.